Is University Worth It? Tuition Hikes and the Student Debt Debate

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UK (Commonwealth) _ In the upcoming academic year (2025–2026), tuition prices in England will increase to £9,535. Universities have been able to charge a maximum of £9,250 since 2017.

Among other things, the costs usually cover lectures, tutorials, equipment access, library use, and administrative support. Because of the financial issues facing the university sector, the government accepted the hike. It will be applicable to individuals continuing their studies in their second and third years as well as new students beginning university in the fall.

For the first time in eight years, undergraduate tuition costs at British academic institutions are increasing. UK students alone will pay £9,535 annually in 2025–2026—a £285 increase.
Although Universities UK, representing 140 institutions, referred to it as a “sticking plaster” for failing universities, the National Union of Students argued that it was “the right thing to do.”

The media has interviewed two friends from rural Devon who met at Exeter College while pursuing a T-level in business management and administration. With one working nine to five and the other in his first year of university, they have since parted ways.

How do they feel about the cost increase, and do they believe that attending university is worth the money? Even though Isobel says she has “never really been academic,” she admits that during her secondary school years, she thought she would eventually attend college.

She didn’t realize there were other options until she got to college. Isobel opted for a T-level course that offered job experience in addition to her academics rather than the conventional three A-levels.

She quickly realized she wasn’t cut out for college, and Isobel didn’t go to any open days. With tuition expenses on the rise, she says she is “even happier with her decision” as she starts a new work in a legal support capacity. Her words, “I couldn’t bear the debt,”

By the time every other student graduates from college, I will have amassed some savings, secured employment with a company, and possibly acquired the necessary credentials for my position.

According to the Student Loans Company, graduates in England today have an average debt of £48,470 when they graduate from college. More graduates will be repaying their debts for longer because of changes made in 2023 that extended loan periods from 30 to 40 years and decreased repayment threshold salaries from £27,295 to £25,000.


Isobel says she is one of two from twelve friends who will not attend college.

Isobel claims that although many of her friends are now taking gap years, she fears about “fomo [fear of missing out]” when they ultimately leave for college and go out on a Wednesday night to party.

“I think I’ll be a little jealous too by the time they graduate because they’re getting these beautiful certificates for all the hard work that they’ve done, while I’ve been working hard and won’t get a big celebratory day,” she says. Sam has always planned to attend college because he wants to become a marketer like his father.


Following the previous Conservative government’s announcement that it would eliminate certain “rip-off” degrees, the question of whether certain university courses are cost-effective was a hot topic during the most recent general election.

Some students have previously expressed dissatisfaction over spending a significant portion of their time online, even after COVID. The Higher Education Statistics Agency’s research indicates that most graduates may anticipate earning more than those who do not have a degree.

Furthermore, the most recent increase in tuition fees will “have no impact whatsoever on the amount a graduate repays each month, and will make little difference to overall levels of student debt,” according to the Save the Student Money advice website.

However, taking on additional debt will unavoidably result in kids graduating from college with greater debt. Additionally, the most recent declaration from the government only covers tuition and loans for the 2025–2026 school year. Both students and vice chancellors will be curious about the government’s future plans.

Universities aim to convince future generations of potential students that they remain financially worthwhile.

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