Mumbai, India (CU)_ HDFC ERGO General Insurance has introduced a new security health insurance policy known as Optima Secure which aims to redefine the value that clients may gain from their insurance plan. According to a statement from HDFC ERGO, Optima Secure features built-in Secure, Plus, Protect, and Restore advantages that combine perfectly to provide clients up to fourfold of their total insured amount at no extra payment while also ensuring coverage for designated non-medical expenses.
According to HDFC ERGO, the Optima Secure policy has four main features. Secure Benefit: When you buy a policy, it quickly and automatically doubles your insurance coverage. Plus benefit: It automatically raises base coverage by 50% after one year and 100% after two years, even if there is a claim. Restore Benefit: If you run out of coverage, the insurance will reinstate your base coverage up to 100 percent. Protect benefit: It ensures that consumables and non-medical expenses are not deducted. Customers who prefer to pay a little amount out of their pocket in the event of a claim can receive reductions of up to 50% with the Optima Secure policy.
Ritesh Kumar, MD & CEO, HDFC ERGO General Insurance Company spoke about the new policy. He said, “Optima Secure will redefine the value customers can get from their health insurance plan. At HDFC ERGO, we will continue to innovate and bring breakthrough products, backed by leading edge technology, to the market across all our businesses. Our innovative products, state of the art technology and our financial strength mean that our customers can trust us to be there when they have a claim.”
Ravi Vishwanath, President of Accident & Health Business, HDFC ERGO General Insurance Company, explained about the new scheme. He said, “We listened to our customers and have developed a product that protects against rising healthcare costs, is simple to understand, and offers tremendous value. The Secure, Plus, Protect, and Restore benefits work together to give customers 4 times the coverage.” He added, “The product offers broad coverage from 5 Lacs to 2 Crore. With the value buy option, customers can get more than a 50% discount. They can access cashless services at nearly 10,000 hospitals across the country. In Optima Secure, there is a coverage level and premium level available that is right for every individual and family.”
