HAMILTON, Ontario (CU)_For those consumers who have never been good at formal budgeting, and use their main bank account for personal and entertainment spending, paying their visa bill at the end of the month is a terrifying experience. This is owing to the fact that by using a credit card, you often fail to keep your expenses in check. “I found there were some months where I’d go to pay my Visa bill and gulp because I knew I had overspent,” 35-year-old Ellie Clin from Kitchener, Ontario, said.
Such people have traditionally been advised to…
