LONDON (CU)_It would not be incorrect to say that credit score agencies have the power to make or break lives, since it is critical to maintain a good credit score in this day and age. This is owing to the fact that having even a single default on your credit file could have devastating consequences, as it becomes harder to get a new credit card or a loan or to switch your mortgage to a more competitive deal. This has been the case for a number of mortgage customers of…